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SAVINGS
Great Rates
To Grow Your Savings!
Earn up to 2.02% APY* with a Money Market account or rates up to 5.12% APY** on a 9-Month Share Certificate account.
**The disclosed Dividend Rates and Annual Percentage Yields are accurate as of the last dividend declaration date. These are the variable rate accounts and the rate may change after the account is opened. Fees and other conditions could reduce earnings.
Today's Rates
APY = Annual Percentage Yield (OPEN TO READ MORE)
(1) The IRA 18-Month Share Certificate Account is a variable rate account and the rate may change after the account is opened. All other Share Certificate Accounts are fixed-rate accounts. A penalty may be imposed for early withdrawals. For the 15 Month Share Certificate: Minimum Opening Deposit = $0.00. A minimum of $5.00 is required to earn APY. Upon maturity, the 15 Month Share Certificate will roll over into a 12 month Share Certificate.
(2) The disclosed Dividend Rates and Annual Percentage Yields are accurate as of the last dividend declaration date. These are variable rate accounts and the rate may change after the account is opened. Fees and other conditions could reduce earnings.
(3) Minimum Opening Deposit is $0.01, funded by MCU.
Excellent Rates to Boost Your Success with Every Deposit
Up to 2.02% APY* on Money Market Accounts
Earn more for the money you deposit each month and get more bang for your buck as your balance increases. With limited check writing and no limits on mail and branch withdrawals, you can keep getting rewarded even when you spend.
*APY = Annual Percentage Yield
Up to 3.25% APY* on Fixed Rate Deposit Plus
Earn more than with basic savings accounts on a minimum of $250 for an 18-month term. You can even make additional deposits automatically through Direct Deposit or Automatic Transfer.
*APY = Annual Percentage Yield
Boost Your Child’s FutureWith a Coverdell ESA
Start setting money aside for your loved ones’ higher education needs—contribute up to $2,000 per year on behalf of a child and help them build an excellent foundation for their financial future.
Youth Accounts
With no minimum age, Smart Apple Savers is available to children ages 0-21, and Future Investors is available to ages 13-21. Your children will learn the value of savings while also earning dividends and receiving quarterly statements to watch their accounts grow.
Banking That’s Always by Your Side
With easy-to-use features, you can ensure your goals are met while managing your finances conveniently from anywhere.
Download the Mobile Banking App
No Matter Where You Are in Life, We’re Right There with You.
At MCU, we believe that a credit union should be a lifelong source of financial education and support—from planning for college to saving for retirement and everything in between.
That’s why we have specialized recommendations for products and services designed to help you meet your goals (both short-term and down the road), based on your changing needs and priorities.
Ready to Join the MCU Community?
Apply now to get access to the competitive rates, personal banking products, and educational resources you need to create a foundation for an exceptional financial future.
