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ABOUT MCU
The Heroes Who Serve NYC Deserve a Credit Union That Serves Them.
We are a not-for-profit credit union serving the heroes of NYC with excellent rates, member benefits, and a wide array of accessible products and services designed to build a foundation for an exceptional financial future.
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Proudly Serving New York City’s Communities Since 1916.
At MCU, we’re more than just a financial institution. We’re a lifelong partner, who will connect you and your family with an exceptional financial future in the form of competitive banking products, excellent rates, and educational resources designed to meet you wherever you are.
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Why MCU?
Discover the Credit Union Difference.
A credit union is a type of not-for-profit financial institution controlled by its members, the people who deposit money into it. We're member-owned, so we do not have to answer to shareholders whose goal is to maximize profits. Instead, credit unions return profits to their members in the form of more favorable interest rates, community programs, and unique products and services.
And we don’t stop there. We make sure that our members are empowered with the educational services they need to feel confident about their financial journey with us, and work towards building an excellent financial future.
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All about Private Mortgage Insurance (PMI)
What to Consider Financially As A First-Time Homebuyer
Mortgages 101: Getting Started on The Path to Homeownership
We Have a Long History of Serving NYC’s Everyday Heroes.
Keeping the Greatest City in the World moving forward, every day, requires heroic effort by hundreds of thousands of individuals. As an NYC institution that’s been around for over 100 years, we work every day to provide excellent service and support to the everyday heroes who serve New York City.
Join the MCU #ONETEAM.
We stand by our mission to connect our members and communities with an exceptional financial future and we are looking for individuals who share this same purpose to take this journey with us.
We foster an inclusive culture with a diverse workforce, all the way to the leadership team. We believe in, and practice, a promote-from-within philosophy, along with career pathing so our employees can confidently map out their futures.
Let’s Stay in Touch.
Finances can seem overwhelming at times. That’s why we have plenty of expert resources and helpful member service representatives ready to answer any questions you may have.
News & Press
Keep up to date with the latest news about MCU.
Community Updates
Stay in the loop about MCU in your community!
Member Resources
Check out the wide variety of helpful and educational resources available to our members.
Contact Us
Questions? Comments? Interested in becoming a member? Our Member Service Representatives are ready to assist you; stop by a branch or send us a note!